Have you ever wondered what kind of quality of life you could have in retirement? Will you be able to maintain your current cashflow and expenses once you cease work?
We provide detailed pre & post retirement modelling scenarios, to help your determine how long your super pension and other asset wealth could last, and suggest ways to optimally structure yourself in the years leading up to retirement, to ensure you maximise the opportunities available to you.
We even examine tax-effective estate planning strategies for future beneficiaries, ensuring your loved ones don’t inherit unnecessary tax upon your passing.
We can assist with the following strategies:
Salary sacrifice to super before retirement (putting your assets into a tax effective environment)
Pre-retirement ‘leave entitlement’ structuring
Retirement modelling for different potential scenarios (financial consequences of selling vs keeping an asset)
Cashflow and pension longevity projections
Asset structuring
Aged care structuring
Centrelink ‘Age Pension’ maximisation strategies
Tax-effective estate planning
super re-contribution strategies
Binding Death Benefit Nominations
We have helped hundreds of Australians gain financial independence with our sensible, structured pension planning, so why not give us a call to learn more about your options!